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May 29, 2008

For car dealers it’s going to get worse

Filed under: Car Buying Help, Dealerships — Tags: , , , , — admin @ 7:51 pm
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As we reflect back on the first quarter of 2008 we might remember it as the good old days.  That’s right, as bad as 2008 has been so far, industry heavyweights are calling for tougher times to come.  According to Citi Investment Research, a company that analyzes the auto industry’s financial situation, things are going to get worse before they get better for the U.S. auto industry.  They are predicting lower than expected earnings well into next year. 

 

Of course nobody has a crystal ball, but this is not good news for the auto industry.  Some auto executives are calling for a bounce-back in the second half of 2008.  If you are shopping for a car this is good news.  Dealers, especially domestic dealers are so hungry for business that they will provide you with a great price as soon as they realize you are an educated consumer.  So if you walk into a car dealership this weekend and you know what a great price is for your car, if you ask for it, you’ll get it! 

May 28, 2008

Want to buy a car, better be a Christian

Filed under: Buying a Truck, Dealerships — Tags: , , , , , , — admin @ 6:30 pm
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Things are tough right now for car dealers.  Yet some car dealers appear to be trying to make things even harder on themselves!  For example, Kieffe & Sons Ford in California is running a radio spot that says if you’re not a Christian, they don’t want to sell you a car.  I found this information here, and this is a transcription of their radio spot:

 

“Did you know that 86% of Americans say they believe in God? Since we all know that 86 out of every 100 of us are Christians, who believe in God, we at Kieffe & Sons Ford wonder why we don’t tell the other 14% to sit down and shut up. I guess I just offended 14% of the people who are listening to this message. Well, if that is the case then I say that’s tough, this is America folks, it’s called free speech. None of us at Kieffe & Sons Ford is afraid to speak out. Kieffe & Sons Ford on Sierra Highway in Mojave and Rosamond, if we don’t see you today, by the grace of God, we’ll be here tomorrow.”

 

As someone who sees first-hand how hard it is for car dealers to sell car today (especially Fords) I find this type of advertising too ridiculous to believe.  Around the country Ford dealers are going out of business at a historic rate, I guess Kieffe & Sons Ford is trying to get shut down faster than most!   

May 22, 2008

Buying a car, they’ll throw in a free gun

Filed under: Car Buying Help, Dealerships — Tags: , , , , , — admin @ 5:03 pm
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As car dealers become more and more desperate to lure customers onto their dealerships it appears they will try anything.  Max Motors in Butler, Mo is offering a free gun to anyone who buys a car.  Customers have the option of taking a $250 gas card or receive a gift certificate to a local gun shop for a .380 semi automatic gun.  Apparently a Pennsylvania dealer conducted a similar sale in 2006.  The Pennsylvania dealer received a great deal of flack from anti-gun groups.  To read the full story, click here.

Regardless of your position about guns, this story gives you a great deal of insight into the difficulties car dealers are facing today.  Car dealers are desperate to get people on their lots and they are willing to do anything to generate business.  Knowing this, if you are in the market for a new or used vehicle you have an opportunity to get a great deal.  When you are negotiating with a dealer, once they see that you know what the price should be, they will roll over and give you a great deal.  They can not fool around and run the risk that you’ll walk away; they desperately need your business!

May 20, 2008

The auto news is not bad everywhere

Filed under: Car Buying Help — Tags: , , , , , — admin @ 5:04 pm
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The auto news is not bad everywhere, in Germany auto sales rose 20% in April, compared to April 2007.  In Germany their economy is on the upswing after a prolonged slump.  Their economy is buoyed by 27 straight months of decreasing unemployment.  Additionally, Germans are excited by the assortment of low carbon emission vehicles available from VW, BMW and Mercedes-Benz.      

For the US this might be a promising sign.  Right now there are some economic signs that indicate that things might be getting better.  If these signs continue and if US consumers can safely enter the fall and winter months with fearing $200 plus prices for a barrel of oil, there is a chance for the auto industry to bounce back in the 3rd and 4th quarters.  If this happens, I would anticipate a US auto serge that mirrors Germany.  When US consumers come back into the market I expect them to buy fuel efficient vehicles. 

May 19, 2008

Car dealers are now preying on our kids to sell cars

Filed under: Car Buying Help — Tags: , , , , , , — admin @ 12:54 am
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Everyone knows it’s hard to sell cars these days.  Desperate times call for desperate measures so the auto manufacturers are now trying to sell cars to college students.  Yes, people who would normally not qualify for a loan because they generally do not make any money are now a target audience for desperate car dealers. 

I am surprised that banks are willing to give auto loans to people who have probably never worked a full-time job.  Especially during this period of excessive loan defaults, but dealers and lenders are hurting so bad for sales they have created a market that didn’t exist a couple of years ago.  Now, as parents are preparing their child to go off to college they need to also protect them from desperate lends and car dealers who will be all too happy to strap a college kid with a mountain of debt.  Parents remember to teach your kids that just because you can qualify for the loan doesn’t mean you need to make the purchase.     

May 17, 2008

Yes the sky is falling

Filed under: Car Buying Help, Dealerships — Tags: , , , , , , — admin @ 7:53 pm
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Things are bad and potentially getting worse for the auto industry.  Virtually every manufacturer is reeling from a terrible April.  Leading the way in plummeting sales is Chrysler who saw sales slump 23.5% in April.  In January analysts predicted a bad 2008 and as we completed the first third of the year it appears their predictions might have been too optimistic!  Current forecasts are calling for 2008 to see total units sold decrease by 1 million units as compared to 2007.  If this is the case, 2008 will be the worst year for auto sales since the dark days of 1991. 

To make matters worse, the majority of sales volume lost will be in the highly profitable pickups and SUVs segments.  With gas prices skyrocketing the only vehicles rolling off dealer lots these days are fuel efficient vehicles, unfortunately for car dealers these cars provide much less profit compared to a truck or SUV.  So the combination of fewer units sold and less profit per unit is a devastating combination for the auto industry.  The losses can be huge, for example GM’s auto revenue dropped $3.6 billion, Ford saw a $1.4 billion slide. 

Asian and European manufacturers are not exempt from the problems facing US auto makers.  Toyota, the brand once viewed as indestructible has seen Tundra sales decrease for 5 straight months.  You must give Toyota a great deal of credit for being innovative when faced with sales problems.  For instance, the Tundra was built to compete head-to-head with Ford and Chevy pick-ups.  Since customers are not shopping for Tundras, Toyota has decided to bring their truck to potential customers by displaying them at Home Depots around the country.  It’s a great way to put their truck in front of their target audience.

But no truck maker is suffering worse than Dodge.  The Dodge Ram has held a solid position in the US truck market for decades, things have changed.  The combination of the US economic problems coupled with Toyota and others taking a bigger piece of the truck market have left the Dodge Ram on the outside looking in.  If you look in your local paper’s auto section you will find dealers advertising new 2008 Dodge Ram pick-ups as low as $13,000 below sticker and they still can not sell any units.  Making matter worse the all-new, redesigned 2009 Dodge Ram will be in showrooms in 4 months.  This is a problem because Dodge dealers can not move their remaining 2008s as inventory climbs past the 109 day supply level.  This equates to a dealer have twice their normal inventory of Dodge Ram pick-ups with virtually no floor traffic coming in.  Couple that with the fact that a large portion of potential Dodge Ram buyers probably want to wait and see the new 2009 while anticipating even better deals on the old 2008s once the new Ram is on dealer lots.  I do not envy anyone trying to sell a Dodge Ram today.     

The auto sales market falling is the cumulative effect of many things.  Nothing is hurting the car market more than the rising cost for fuel, but the weak dollar, Iraq war and the slumping housing market are all taking their toll on auto sales.  Dealers and manufacturers have tried in vain to reverse the trend.  For instance, over the last 3 years auto manufacturers have been cutting back on cash rebates after dropping new model year MSRPs.  Then this April, under the pressure of an extended sales slump virtually every auto manufacturer increased rebates.  Historically, increasing rebates tends to bring buyers into the market, but this April the ploy didn’t avert horrible sales.  Another sales stimulus manufacturers have used for years is sub-vented financing.  For the last couple of months Ford has been offering buyers 0% financing for up to 60 months yet sales have not risen like they have in the past.    

The significant decline in new car sales is also affecting the used car market.  Prices of used cars are slumping as more and more vehicles are coming off leases.  The luxury cars makers are feeling the biggest hit here.  This is calculated by comparing present retail prices with projections made three years ago.  For example, the retail value of the average Mercedes-Benz is $4,739 less than what was projected three years ago.  BMW is down almost $3,000, Lexus is down $1,412.  So absolutely nobody is doing well in this very difficult auto sales market.    

So, with all this bad news what is on the horizon?  Well, the answer depends on who you speak with.  Carlos Ghosn, Nissan’s CEO is on record as saying the US car market will not recover until 2011.  And the prediction from the glass is half full side, GM is on record predicting a recovery in the 2nd half of this year.  Only time will tell who’s right, but I think GM’s prediction is much more wish than reality. 

Now if you are shopping for a car now, or in the near future you need to use this information as an aid.  When you walk into a car dealership you should be entering from a position of strength.  You are something they do not have many of… a customer.  You should be treated well and get an extremely good price, you deserve it!   Additionally, if you might consider a vehicle from GM or Ford you are really in a great position.  In my opinion these companies are making excellent products and they are not selling as well as they should.  This is not a reflection on the present vehicles, rather the result of mistakes the companies made years ago.  Today, the quality offered by Ford and GM are second to none and because their sales are down you are in a position to get an incredibly good price!    

May 13, 2008

Don’t buy a salvaged car

Filed under: Car Buying Help, Used Cars — Tags: , , , , — admin @ 3:31 pm
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Recently in the media there has been increased chatter about the dangers of buying a salvaged car.  They are 100% correct in advising you against buying a salvaged car.  Nationally about 35 to 40 million used cars are sold and between 2 ½ to 3 million of those sales are salvaged cars.  You need to take some simple precautions to ensure you are not one of the millions who bring a salvaged car home. 

The first thing everyone should do when they are considering buying a used car is pull a CarFax.  Many dealers will provide you with a CarFax report, but even if they do not offer it, the report costs only $25 and provides you with a great deal of piece-of-mind.  Of course if there are any problems or unanswered questions resulting from the CarFax report you should not buy the car for any reason. 

In addition to a CarFax report it is highly advisable to bring the used car you are considering to an independent mechanic.  This person can inspect the car and check for water damage, repainting, damage to the vehicle’s frame and other tell-tale signs that an accident or serious damage has happened.   By taking these two precautions you can avoid 99% of the salvaged cars being peddled around the country.  Sure this could cost you a couple of hundred bucks, but driving a salvaged car can cost you your life!

May 8, 2008

Own an SUV… here’s more bad news

Filed under: Car Buying Help, Dealerships — Tags: , , , , — admin @ 8:59 pm
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If you own an SUV the bad news extends beyond the high price of gas.  That’s because if you are considering trading in your gas-guzzler for a small, fuel efficient car you might want to make other plans.  You see, your SUV that was in hot demand a couple of years ago, today has almost no retail value.  With the price of gas rising daily there is not a dealer in the country that wants to take in an SUV as a trade-in.  The market for used SUVs is so cold dealers hesitate to put any trade-in number on these gas-guzzlers.  To accept a SUV trade-in many dealers will only offer you a fraction of book value because they fear your vehicle will sit on their lot for eternity.

So, as the Auto Insider I recommend anyone who’s thinking about trading-in their SUV solely because of the price of gas to wait if at all possible.  The timing should be better this fall.  That’s because there is a chance that gas prices will stabilize or even go down later this year.  Plus SUV demand usually increases as the weather gets colder and by taking this strategy you might receive an additional $500 to $1000 for your vehicle (compared to the price you’d get today) which could more than offset your additional gas expenditure (when compared to a car).   

May 6, 2008

Buy a Chrysler and pay only $2.99 for gas

Filed under: Car Buying Help — Tags: , , , — admin @ 5:45 pm
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Skyrocketing fuel costs are a huge thorn in the side of auto manufacturers and no one is feeling the pinch harder than Chrysler.  Sales at Chrysler are down 18% this year and last year’s sales figures were horrible.  The future does not look good for America’s 3rd largest auto manufacturer so they are attempting something really interesting!  In an attempt to avoid another terrible year and huge loses Chrysler has come up with a gimmick different than anything else.  You will soon be hearing about their program that will allow anyone who buys a new Chrysler to receive a pre-paid card that caps their future gas price at $2.99 per gallon.  The program is good for 3 years/12,000 miles based upon estimated mileage. 

Now at the time of this blog entry I could not find any more information about this program, executives have leaked the information I am giving you.  Now a smart shopper needs to know what the estimated mileage limit is for a car they are interested in and then calculate their real savings.  If you use a car for business and rack up high miles this might be a program that offers you huge savings.  One word of caution, make sure you find out if this program is in lieu of, or includes factory rebates.  If not your real savings will be thousands less.  As I learn more I’ll share the information with you. 

 

 

May 5, 2008

Is 4 years too long to wait for your new car?

Filed under: Car Buying Help, Dealerships — Tags: , , , , , — admin @ 5:02 pm
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I am constantly surprised by the number of people who get burned by car dealers after entering into some kind of ‘special’ business dealing.  The classic example of a ‘special’ kind of business dealing is making a deal with dealer to sell your car on consignment.  In theory it should be a win-win situation for both of you.  But if a car dealer can win more by you losing, count on the results being: they win big… you lose.  A car dealer doesn’t take money from their pockets and put it in yours.  For people who expect this to happen there’s an old expression, ‘pigs get slaughtered.’ 

Here’s another case of someone trying to get money from a car dealer and ending up with nothing but a headache.   A gentleman named Jay Paul Deratany, a practicing attorney in the Chicago IL area visited Gold Coast Bentley to purchase a 2004 Porsche Cayenne.  After having a discussion with a salesperson at the dealership, Mr. Deratany decided to put a $10,000 deposit down on a limited edition 2006 Bentley convertible.  Since then Mr. Deratany has been unable to get his car or persuade the dealership to refund his deposit, so he is suing Gold Coast Bentley. 

Hold on a moment, here’s where this story provides a learning lesson.  When Mr. Deratany put the deposit down he was lead to believe he would be able to buy the car or make a profit from his deposit if the dealership sold his reservation to someone else willing to pay more for the car.  Ladies and gentlemen, let me explain this as clearly and concisely as possible, you do not walk into a car dealership and leave making money.  Car dealerships are not in the business of giving you money.  In fact, their business model is 180 degrees in the other direction, they want to take as much money as possible from you, and that’s why they have Mr. Deratany’s deposit and possibly several other people’s money. 

Now don’t get me wrong, Mr. Deratany does not deserve to have his money stolen from him, but remember what happens to pigs….  Here’s what you can learn from Mr. Deratany’s problem, do not walk into a car dealership expecting to find someone who will help you financially.  No matter how nice they are, no matter how persuasive they can be, you must remember the car dealer’s sole purpose is to take as much money as possible from you.  Protect yourself and shop smart.   

 

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