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February 26, 2009

Would you feel better after destroying some new trucks?

Filed under: Car Buying Help, Dealerships — Tags: , , , — admin @ 4:32 pm
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A man in Alberta Canada went into a Ford dealership and began smashing his vehicle into several new trucks.  In fact, he did so much damage 3 trucks had to be totaled!  This man received a fine, 3 months in jail and 3 months of probation for his actions.  I have not been able to find out what his motive was for this crime, but I can speculate:  was he an owner of a Ford HD diesel truck, these trucks have had a terrible series of mechanical problems?  The Ford HD diesels have had so many problems I’ve heard of people driving them back to the dealership and just walk away from them, I guess that’s better than smashing into one!  Or did he feel wronged by the dealership?  None of can be sure, but if someone does the proper research, and then goes about buying their next car in the right way, there’s much less of a chance of them wanting to go back to the dealership and smash up some inventory!  Buy smart, I’ll show you the way!

February 25, 2009

The repo man’s comes to your dealership

Filed under: Car Buying Help, Dealerships — Tags: , , , , — admin @ 10:09 pm
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Sure tough economic times mean that people in the repo business are doing well.  But I bet it is odd for even the busiest repo man to go and repossess cars from a new car dealer.  Well that’s exactly what happened in Chicago the other day.  Infiniti Gold Coast Luxury Motors had 14 Infinitis repossessed the other day by the manufacturer. 

This was not a normal situation!  My guess is these were vehicles the dealer felt they could no longer sell.  You see, virtually all dealers have their inventory on floor plan.  Floor plan allows the dealer to have a much larger inventory because instead of buying the cars on their lot they take a loan and pay only an interest charge each month on their cars until one is sold, and then they pay off the vehicle.

The dealership is still open for business so I would assume that the 14 vehicles (most were SUVs) were very old cars that the dealership simply could not sell. So they may have thought that if they believed that the vehicles would never sell… why continue to pay the interest each month?  You see the manufacturers force vehicles on the dealerships and in these tough times it is not impossible to imagine that some of them might not sell.  Now I doubt this dealer sold any of the repo’d cars and kept the money, but in today’s tough economic times it is not something that is out of the realm of possibility!      

February 19, 2009

Is Mazda the model car company?

Filed under: Industry Information — Tags: , , , — admin @ 8:55 pm
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General Motors and Chrysler this week sat in front of Congress with their hands out with nothing but promising better results in the future.  Both companies will be getting money, but arguments can be made for and against giving these car companies taxpayer money, but I do not think there is any argument about what path they should take, just follow Mazda.  Yes Mazda.  Sure the bigger imports like Honda, Toyota and Mercedes-Benz have more impressive total sales figures and much more panache to the car buying public, but I think you’ll agree that Mazda’s actions over the last 5 years provide a blueprint for GM brands and Chrysler.

In 2005 Mazda began changing.  That year they had 900 dealers around the country, today, 4 years later they have 640 dealers, a 30% decrease.  Less total dealers allow each one to be healthier.  It works on the Savanna and in the auto business (if you work in this industry like I do, there’s even more similarities between the auto business and were wild animals hunt each other). 

And not only are there less dealers, Mazda is also making a much better product.  The Mazda 3 and Mazda 6 are outstanding cars and both have received incredible praise from customers and the auto press.  Additionally, they have three CUVs the Mazda 5, CX-7 and CX-9 that are extremely popular and offer an excellent product.  Mazda has created 5 great vehicles that provide outstanding satisfaction from price to performance for 80% to 85% of the general public.  Their other vehicles like the B-2000 (a pick up truck), Tribute (an SUV) and niche cars like the RX-8, Speed 6 remain, but are not their main focus.  They focus on the 5 great vehicles.  So Mazda reduced dealers and concentrated on creating a handful of excellent vehicles… are you listening GM and Chrysler?

   

February 16, 2009

What does 2009 and beyond hold?

Filed under: Industry Information — Tags: , , , — admin @ 10:16 pm
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We are a little more than one month into 2009 and the US is on pace for 9.6 million auto sales for the year.  This year many experts have been predicting a 10 million unit year, so to the auto industry’s dismay we may be on track.  So the question that must be asked is, will 10 million units be the new norm or is it an aberration and will 2010 see a return to 13 million or even 15 million units sold?  Experts are split on this, some see 4 or five years of 10 million unit sales, while others expect 2010 to be a return to 2007 and 2008 numbers.    

The prognosticators who are calling for 2009 to be an aberration are probably hanging their prediction on historical scrappage figures.  Scrappage is the number of units each year that are retired, usually to high mileage or extensive damage.  The historically consistent scrappage figure is 6% and that translates to about 15 million units sold.  Obviously in 2008 we were below this, a bit under 5%. 

With a sold historical scrappage figure the experts who are predicting up to 5 years of 10 million unit sales must account for a new mindset amongst American car owners.  If we are to become a country that consistently operates at a 4% scrappage rate year after year we will have to expect that a large number of 2 car families will become 1 car families.  Also, we will be a country of people who decide to hold onto their vehicles for much longer than they use to.  Additionally, with a 4% scrappage rate I would expect a huge increase in public transportation usage. 

An additional result of multiple years of 10 million units sold will be a seismic change in the US retail auto industry.  At 10 million units a year we will not be able to continue to support 20 different manufacturers sell cars in the US.  There would not be enough profit for all of them to survive!  These are certainly interesting times, but my guess is we will see car sales return to 14 million by 2011.      

February 12, 2009

Another potential problem for car shoppers

Filed under: Car Buying Help, Dealerships — Tags: , , , — admin @ 7:17 pm
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If you’ve been a regular reader of this blog I’ve outline many potential hazards a car shopper faces every time they attempt to purchase a car from their neighborhood car dealer, and here’s another one.  Bob Smith Automotive Group in Easton, MD is being sued by GMAC for $12 million dollars, it breaks out to $10 million worth of default loans and $2 million in legal fees, and as usual the lawyers are always the winner!  This could be a big problem for you if you are an owner of a Bob Smith car.  In fact, if I owned a Bob Smith car, new or used, I’d be on the phone with GMAC immediately to see if there was a problem with my car.  It might not matter whether you bought a new or used car.  It might not matter whether you bought or leased or even whether or not you have a loan with GMAC.  That’s because if GMAC is Bob Smith Auto Group’s floor-plan company any and every car they have ever sold or leased might be in default.  So if you are a Bob Smith customer or if you find out that your dealer is in default with a lending arm, get on the phone with the bank right-away!  This could save you a ton of problems down the road!

 

February 11, 2009

A global change in the auto business

Filed under: Industry Information — Tags: , , , , — admin @ 9:11 pm
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Last month something happened that just a few years ago seemed impossible: for the month of January there were more cars sold in China as compared to the United States.  For one month China represented the biggest car market on the planet.  We can go a long way to fixing our economic troubles if the Big 3 can get their act together and find out how to tap into this growing and potentially enormously lucrative market.  The auto industry needs to see opportunity through a world wide vantage point.  So what if US sales are down 40% if Chinese sales can be up 40% and since we are starting from 0 that’s not an enormous task. 

February 10, 2009

Will you be stimulated to buy a car?

Filed under: Car Buying Help, Industry Information — Tags: , , — admin @ 11:21 pm
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Right now our esteemed representatives in the US Senate are kicking around ideas for the much discussed Stimulus Package and one of the elements concerns ways to stimulate you to buy a car.  It appears that one of the methods proposed is to offer car buyers the ability to deduction the taxes paid to buy a new car.  I’ve seen calculations that describe the savings of this type of an auto buying stimulus plan at about $1,400 for someone purchasing a $26,000 vehicle. 

There is certainly an appeal to that program, but I think it would make more sense to substitute what Italy is doing with their stimulus package (yeah, I think every country is considering or implementing a stimulus package).  The Italians are offering car buyers $1,500 Euros for every trade-in.  That would be approximately $1,945 here in the US.  If the US Stimulus Package offered the incentive to trade-in a car for an additional $2,000, I think it would provide just as much of an incentive to buy a car (as compared to a tax break), but it would create more total economic stimulus because of the trade-ins. 

The additional trade-ins it would create more spending in several ways.  With a huge influx of used cars on the market pricing for all used cars would drop.  The lower used car prices would bring additional used car shoppers into the market, something a new car tax break would not create.  Additionally, there is a large secondary market for used cars through wholesalers.  Wholesalers visit car dealers and buy some of the dealer’s trade-ins and then sell them elsewhere.  Plus, there are car auctions all over the country that would see additional business with an increase of trade-ins.  In other words, for the same dollar amount in the Stimulus Package, a bonus trade-in figure would generate much more commerce when compared to a tax break!  President Obama, are you listening!     

February 9, 2009

Too good to be true

Filed under: Car Buying Help, Dealerships — Tags: , , , — admin @ 5:07 pm
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The Bombard Car Company in Skaneateles NY has agreed to pay $20,000 in restitution, fines and penalties due to their illegal and misleading advertising activities.  Apparently ads for Bombard included a $3,000 check voucher good towards a used car.  In another ad they offered $4,000 in cash-back savings towards the purchase price of a car. 

If you’re asking what’s wrong with these ads?  Simple, you see they increased prices to compensate for the savings, the ads were lies.  In these tough economic times car dealers are desperate and the Bombard Car Company pulled one of the oldest retail scams ever, raise your prices while advertising a discount off the new inflated price.  The easiest way to avoid falling for this type if scam is to know what the right price is for the car you are shopping for, if you don’t know the price you’re subject to a ‘too good to be true’ scammer like the Bombard Car Company!   

February 2, 2009

Car Buyer’s Insurance

Filed under: Car Buying Help, Industry Information — Tags: , , , — admin @ 4:42 pm
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You have probably seen the commercial for Hyundai’s Car Buyer’s Insurance.  You know the commercial which states that if you buy a new Hyundai and end up losing your job you can give the new car back.  Well, the program seems to be working because Hyundai is extending the program into February. 

This program is offered through a company called Walkaway USA (A subsidiary of EFG Companies) and it is only offered nationally in the United States through Hyundai.  It seems the program is more popular in Canada.  I think this program is a great value to auto shoppers who are uncertain about their future job status, and who isn’t?  Hyundai is building great vehicles that offer you real value and this ‘car buyer’s insurance’ should give you extra incentive to put a Hyundai on your shopping list.  

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