autoinsidertips.com

September 18, 2009

Soon you will be able to lease a Chrysler again

Filed under: Car Buying Help — Tags: , , — admin @ 3:47 pm
0
Digg me

Chrysler recently announced that their dealers will soon be able to offer customers the option to lease their vehicles again.  This is obviously good news for the company and its dealers, but I wonder what type of residual will some of these cars have?  The residual is best explained this way: if you lease a car for 3 years the residual determines what percentage of the car you will pay for during those 3 years. 

The higher the residual, the less you pay for your car.  For example if the residual is 59% you lease 41 % of the car, if the residual is 58% you pay for 42% of the car.  Companies like Toyota and Honda lease with very high residuals.  Before they terminated leasing, Chrysler’s residuals were VERY low.  So if you are considering leasing a Chrysler, check the residual!

April 7, 2009

Can you buy American with confidence?

Filed under: Industry Information — Tags: , , , , — admin @ 6:46 pm
0
Digg me

If you are shopping for a car today that is an important question you need to ask yourself, can you buy an American car with confidence?  Everyone is familiar with the major problems facing GM, Chrysler and to a lesser degree Ford, but what about the little issues?  For instance, if you buy a car and the company goes out of business: how long will you be able to get parts, what type of warranty will it have and who will provide the work, how will it affect my car’s value? 

All valid questions you need to ask.  Plus you have to wonder if the people building your car are distracted by their work situation, disgruntled and looking for revenge, or just too preoccupied by the whole situation to do a good job.  I am not accusing anyone of not doing a good job building a car, but you do have to wonder!  When you add it all up, the government and these car companies have to solve this problem quickly or let the economic forces dictate how these companies proceed because I’m afraid too many people consider these companies to be in ‘nowhere land’.   

February 19, 2009

Is Mazda the model car company?

Filed under: Industry Information — Tags: , , , — admin @ 8:55 pm
0
Digg me

General Motors and Chrysler this week sat in front of Congress with their hands out with nothing but promising better results in the future.  Both companies will be getting money, but arguments can be made for and against giving these car companies taxpayer money, but I do not think there is any argument about what path they should take, just follow Mazda.  Yes Mazda.  Sure the bigger imports like Honda, Toyota and Mercedes-Benz have more impressive total sales figures and much more panache to the car buying public, but I think you’ll agree that Mazda’s actions over the last 5 years provide a blueprint for GM brands and Chrysler.

In 2005 Mazda began changing.  That year they had 900 dealers around the country, today, 4 years later they have 640 dealers, a 30% decrease.  Less total dealers allow each one to be healthier.  It works on the Savanna and in the auto business (if you work in this industry like I do, there’s even more similarities between the auto business and were wild animals hunt each other). 

And not only are there less dealers, Mazda is also making a much better product.  The Mazda 3 and Mazda 6 are outstanding cars and both have received incredible praise from customers and the auto press.  Additionally, they have three CUVs the Mazda 5, CX-7 and CX-9 that are extremely popular and offer an excellent product.  Mazda has created 5 great vehicles that provide outstanding satisfaction from price to performance for 80% to 85% of the general public.  Their other vehicles like the B-2000 (a pick up truck), Tribute (an SUV) and niche cars like the RX-8, Speed 6 remain, but are not their main focus.  They focus on the 5 great vehicles.  So Mazda reduced dealers and concentrated on creating a handful of excellent vehicles… are you listening GM and Chrysler?

   

December 29, 2008

Does New Jersey reflect the entire country?

Filed under: Dealerships, Industry Information — Tags: , , , , , , — admin @ 8:10 pm
0
Digg me

Forget all the New Jersey jokes, there’s something here that is very interesting, the cars people are buying and not buying in New Jersey.  New Jersey is a big state with everything from dense urban populations to farms so I think it is a great tool to forcast what’s happening or going to happen across the country.  So lets look at New Jersey car sales, according to AutoCount there is not a domestically build car in the top 10 new cars registered from January through October 2008.  Two Hondas, two Toyotas, a Nissan, BMW, Hyundai, Infiniti, Lexus and a Mazda but not one GM, Ford or Chrysler product ranks in the tope 10 new cars registered in New Jersey this year.  Things only get slightly better when you look at the top 10 selling light trucks sold so far in New Jersey; only 3 are built by the Big 3, the Ford Edge, Ford F-Series and the Jeep Grand Cherokee.  The biggest shock is that not one GM product is represented!

As this country works with the Big 3 to help restore profitability the first thing they need is sales!  The dealers that represent the Big 3 are starving for business.  People who are looking for value can find a tremendous amount of it at a Big 3 dealership, they are desperate for your business!

December 19, 2008

13,550 is a big number… even for the Big 3

Filed under: Car Buying Help, Dealerships — Tags: , , , , , — admin @ 1:32 pm
0
Digg me

Between the Big 3 they have 13,550 dealerships, that’s just too many.  One aspect of any type of restructuring of these companies must include the elimination of some of these dealers.  Who knows, maybe every dealer is in jeopardy?  Think about it, most products are sold without the manufacturer/dealer model very successful while the auto business is dying. 

If you are shopping for a car now you need to evaluate the dealer’s viability on top of all the other concerns you have as a car buyer.  You must consider this question before you sign the buyer’s contract, “how would it affect me if this dealership went out of business?”  If that would cause a problem for you, you might consider buying your car somewhere else.     

December 2, 2008

When the Big 3 get their bail out money, what should they do with it?

Filed under: Industry Information — Tags: , , , — admin @ 7:03 pm
0
Digg me

Over the last couple of weeks there has been a great deal of hand-wringing about whether the Big 3 would receive a bail out and what stipulations should accompany the money.  Well, I have an idea.  If the Big 3 receive $25 Billion, why not make them use that money as sales incentives?  Imagine their ability to sell cars if they could take $5,000 off the price of 5 million vehicles without affecting their profits one cent! 

If the vehicles produced by the Big 3 have ANY appeal to the public the result of being able to discount so many vehicles, so deeply, would be a huge turning over of inventory, which would help create profits, jobs, taxes, etc for at least a year.  With this added revenue the companies would have the funds to re-create their businesses.  And if they can not sell cars with this type of financial support is there really any hope for them?  I think this would be the best answer to a very tough question.

December 1, 2008

Bailing out the Big 3

Filed under: Industry Information — Tags: , , , — admin @ 8:21 pm
0
Digg me

Tomorrow executives for the Big 3 will be in front of Congress looking for $25 Billion dollars to keep their failing businesses afloat.  The question that begs to be asked is, would a $25 Billion dollar bailout be in the US tax payers best interest?  To try and answer this lets pretend we are a bank.  If you were loaning this amount of money to the Big 3 would this be a good loan, unfortunately the answer is no.  Although Chrysler is not publicly traded, you could buy all 3 auto makers for approximately $7 Billion dollars.  I came up with that figure by looking at the market value of Ford and GM along with an estimate of Chrysler’s worth. 

By examining the bail out in this manner, it certainly does not seem like a good deal for the US tax payers.  This will not deter this deal from getting done, I still expect Congress to give the Big 3 the money they need tomorrow.  So if you are considering buying a Ford, GM or Chrysler I think you can buy with confidence knowing that they will be around for a while.  Additionally, the Big 3 are offering some great vehicles at unbelievably low prices!

November 17, 2008

What an auto bailout needs to have

Filed under: Industry Information — Tags: , , , — admin @ 6:53 pm
0
Digg me

It looks like there will be an auto bailout for the US’s big three auto makers, GM, Ford and Chrysler.  I’ve read and heard many people argue for and against this bailout.  Let’s assume that the bailout is going to happen, and if it does, I think there are conditions and stipulations that need to be put in place to make it successful.  Unfortunately a simple infusion of cash without major changes will only provide a temporary solution to a permanent problem. 

First of all, the biggest problem facing the Big 3 is the fact that they are building cars consumers do not want to buy.  Any auto manufacturer looking for Government assistance must present a plan to produce a vehicle consumers want to buy.  For example, the Ford Fusion is a great car but VERY bland.  Ford needs to jazz-up the interior of this car and then they would have a real winner.  Other positive changes would be improved fuel efficiency, alternative fuel vehicles along with some real innovation; Ford’s SYNC is one example.  What about a joint venture between a Government agency like the Pentagon with an auto manufacturer to create a super-high fuel efficient vehicle who’s eventual production and sale would help repay the loan.  Imagine a full sized SUV hitting the market in a couple of years that has the ability to get 60+MPG.  It should be possible and that vehicle would sell!      

Additionally, any auto maker needs to come to the table with union concessions that allow for a lowering of their overhead.  Right now, when you factor in wages, pension and other negotiated liabilities you have overhead costs that are a major problem for the Big 3 auto makers.   This needs to be done and might require Government assistance to accomplish.  This is the equivalent of a bankruptcy restructuring without the ugly name. 

Finally, they need to create a plan that allows them to lower their variable overhead dramatically.  For example, GM might consider closing Pontiac, GMC, Hummer and Buick while folding Saturn, Cadillac and Saab along with Chevy into one super-store.  Again, this would require significant assistance from the Government.  When GM closed their Oldsmobile franchise it cost them $2 billion dollars in legal fees because some dealerships sued the company.  Now when they close the four brands you obviously take the 1 or 2 attractive vehicles from each brand and merge them into one of the 4 remaining shingles.  Ford needs to eliminate Mercury and create only Ford/Lincoln dealerships.  And there is no reason for there to be both a Chrysler and Dodge, you don’t have enough quality vehicles for one brand much less two!  This consolidation would greatly reduce management and marketing costs while eliminating the number of dealerships allowing the remaining ones to stay viable.  With this plan we could see any of the Big 3 become profitable again.     

 

October 30, 2008

What to consider before you buy a Chrysler of GM vehicle

Filed under: Car Buying Help, Dealerships — Tags: , , , , , , , , — admin @ 8:57 pm
0
Digg me

There’s been a great deal of speculation about whether GM and Chrysler will merge.  Both companies are facing serious financial problems.  I think both are building some quality vehicles but the mistakes of the past are causing enormous problems now.  Although the vehicles are sound there is one thing you need to be wary of if you are shopping for a GM or Chrysler product, the elimination of some brands.

I recommend that if you are shopping for a car you need to avoid buying a Buick, Dodge, Pontiac, GMC and to a lesser degree Saab and Saturn because most if not all of these brands could be gone in the near future.  And the problem if you buy a car from one of these brands and then they disappear is not getting the vehicle serviced but that the resale for that vehicle will plummet.  That is why I suggest you do not shop those brands.

October 29, 2008

Chrysler’s problems

Filed under: Car Buying Help, Industry Information — Tags: , , , , , — admin @ 8:37 pm
0
Digg me

I think Chrysler is in big trouble.  Recently they announced that they would be implementing further layoffs.  I just do not see them being a viable auto company any longer.  I am not an expert on finances, but I can not understand why GM would consider merging with Chrysler.  GM has its own problems and I do not think Chrysler offers any solutions.  I think the reason for this proposed merger would be creating a company so large the US Government could not allow them to go bankrupt.   

In fact, although there is nothing wrong with Chrysler’s product I do not think this company can survive for very long.  Years of poor management and product mistakes have led this company to death’s door and I can not see anything stopping their demise except a Government bailout. 

Older Posts »

Powered by WordPress